Healthy Pumpkin Banana Muffins

Moist Pumpkin Banana Muffins saved my Tuesday morning when I had three brown bananas and leftover pumpkin from weekend pie baking. My kids were dragging their feet about breakfast until they smelled these beauties in the oven. Now they ask for “Tuesday muffins” every week!

These muffins are so ridiculously soft and filled with all the fall flavors. The pumpkin makes them tender, the bananas contribute sweetness, and those chocolate chips? They’re not optional in my house anymore.

Golden brown pumpkin banana muffins with chocolate chips and cinnamon streusel topping arranged on a wire cooling rack

❤️ Why You’ll Love This Recipe

My neighbor Jenny borrowed this recipe and made three batches in one week. These muffins stay crazy moist for days – the pumpkin and banana combo is like natural insurance against dry muffins. Plus they smell incredible while baking and taste like autumn wrapped in a muffin wrapper.

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Golden brown pumpkin banana muffins with chocolate chips and cinnamon streusel topping arranged on a wire cooling rack

Moist Pumpkin Banana Muffins


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  • Author: Inez Rose
  • Total Time: 35 minutes
  • Yield: 12 standard muffins 1x

Description

These ultra-moist pumpkin banana muffins combine two favorite fall flavors with melty chocolate chips and an optional cinnamon streusel topping. Made with simple ingredients, they’re perfect for breakfast, snacking, or using up ripe bananas.


Ingredients

Scale

Wet Ingredients:

    • ¾ cup pumpkin purée (canned or homemade, well-drained)

    • 1 cup mashed ripe bananas (about 23 bananas)

    • 2 large eggs

    • ⅓ cup unsalted butter, melted and cooled

    • 1 tsp vanilla extract

    • ½ tsp salt

    • ¾ cup granulated sugar

    • 1 tsp ground cinnamon

Dry Ingredients:

    • 2 cups all-purpose flour

    • 1 tsp baking powder

    • ½ tsp baking soda

Mix-ins:

    • ¾ cup chocolate chips (semi-sweet, milk, or dark)

Streusel Topping (optional but recommended!):

    • ¼ cup flour

    • 2 tbsp sugar

    • ½ tsp cinnamon

    • 2 tbsp melted butter


Instructions

    1. Preheat your oven to 350°F and line that muffin tin. Don’t skip the liners – learned that lesson the hard way when muffins stuck everywhere.

    1. Mix wet stuff first: Whisk bananas, pumpkin, sugar, cinnamon, eggs, vanilla, salt, and cooled butter in your big bowl. Should look smooth and smell amazing.

    1. Add flour mixture: Fold in flour, baking powder, and baking soda gently. Stop when you barely see flour streaks – overmixing makes tough muffins.

    1. Chocolate chips go in: Fold these in quickly. I always save a few extra to sprinkle on top because my kids judge muffins by chocolate chip visibility.

    1. Fill those cups: Fill almost to the top – these babies rise nicely and you want those bakery-style dome tops.

    1. Make streusel if you’re fancy: Mix flour, sugar, cinnamon, and butter with a fork. Sprinkle on each muffin and press down lightly.

    1. Bake 18-20 minutes: Toothpick should come out mostly clean. A few crumbs are fine – completely clean means they’re overdone.

    1. Cool in pan first: Wait 10 minutes before moving to wire rack. I know it’s torture but warm muffins fall apart easily.

Notes

Canned pumpkin puree is easier than making your own. Just check the label – you want pure pumpkin, not pie filling with all the spices already added.

Those bananas need to be really ripe. Like embarrassingly ripe. If they’re still yellow, wait a few more days. The brown spots are where the magic happens.

When my streusel gets too wet, I add more flour. Too dry, I add more melted butter. It’s not rocket science – just needs to clump together.

  • Prep Time: 15 minutes
  • Cook Time: 20 minutes
  • Category: Breakfast
  • Method: Baking
  • Cuisine: American

Nutrition

  • Serving Size: 1 muffin
  • Calories: 285 per muffin
  • Sugar: 18g
  • Sodium: 195mg
  • Fat: 9g
  • Saturated Fat: 5g
  • Unsaturated Fat: 3g
  • Trans Fat: 0g
  • Carbohydrates: 48g
  • Fiber: 3g
  • Protein: 5g
  • Cholesterol: 45mg

📝 Ingredient List

Wet Ingredients:

  • ¾ cup pumpkin purée (canned or homemade, well-drained)
  • 1 cup mashed ripe bananas (about 2–3 bananas)
  • 2 large eggs
  • ⅓ cup unsalted butter, melted and cooled
  • 1 tsp vanilla extract
  • ½ tsp salt
  • ¾ cup granulated sugar
  • 1 tsp ground cinnamon

Dry Ingredients:

  • 2 cups all-purpose flour
  • 1 tsp baking powder
  • ½ tsp baking soda

Mix-ins:

  • ¾ cup chocolate chips (semi-sweet, milk, or dark)

Streusel Topping (optional but recommended!):

  • ¼ cup flour
  • 2 tbsp sugar
  • ½ tsp cinnamon
  • 2 tbsp melted butter

Substitution notes: I’ve used applesauce instead of pumpkin when I ran out – still great!Half whole wheat flour also works, you’ll just have a slightly denser muffin. If you melt it first, coconut oil can be used in place of butter.

🔍 Why These Ingredients Work

Here’s what I learned after making these muffins probably 20 times. Pumpkin and mashed banana both add moisture but in different ways – pumpkin gives richness while banana adds sweetness. The melted butter creates tender crumbs without making them heavy. That cinnamon isn’t just for flavor – it enhances both the pumpkin and banana taste. Those chocolate chips are what make these more than just breakfast muffins, treats that my teenagers actually get excited about.

Essential Tools and Equipment

  • Large mixing bowl
  • Medium bowl (for streusel, if making)
  • Whisk
  • Rubber spatula or wooden spoon
  • 12-cup muffin tin
  • Paper muffin liners
  • Wire cooling rack
  • Measuring cups and spoons
  • Toothpick (for testing doneness)

👩🍳 How To Make Pumpkin Banana Muffins

  1. Preheat your oven to 350°F and line that muffin tin. Don’t skip the liners – learned that lesson the hard way when muffins stuck everywhere.
  2. Mix wet stuff first: Whisk bananas, pumpkin, sugar, cinnamon, eggs, vanilla, salt, and cooled butter in your big bowl. Should look smooth and smell amazing.
  3. Add flour mixture: Fold in flour, baking powder, and baking soda gently. Stop when you barely see flour streaks – overmixing makes tough muffins.
  4. Chocolate chips go in: Fold these in quickly. I always save a few extra to sprinkle on top because my kids judge muffins by chocolate chip visibility.
  5. Fill those cups: Fill almost to the top – these babies rise nicely and you want those bakery-style dome tops.
  6. Make streusel if you’re fancy: Mix flour, sugar, cinnamon, and butter with a fork. Sprinkle on each muffin and press down lightly.
  7. Bake 18-20 minutes: Toothpick should come out mostly clean. A few crumbs are fine – completely clean means they’re overdone.
  8. Cool in pan first: Wait 10 minutes before moving to wire rack. I know it’s torture but warm muffins fall apart easily.
Golden brown pumpkin banana muffins with chocolate chips and cinnamon streusel topping arranged on a wire cooling rack

Tips from Well-Known Chefs

My culinary school friend always said room temperature eggs mix better. Martha Stewart mentions this in her baking book too – cold eggs don’t blend as well with other ingredients.

You Must Know

Check your pumpkin puree before using it. I once used watery homemade puree and got sad, flat muffins. If it looks runny, drain it through a fine mesh strainer or pat with paper towels first.

My trick: I mash bananas with a fork on purpose. Those little chunks burst with sweetness when you bite into them – way better than smooth puree.

💡 Pro Tips & Cooking Hacks

Those gross brown spotted bananas everyone throws away? Those are gold for baking. The browner, the sweeter.

Fill the muffin cups high – almost to the rim. Sounds scary but trust me, you want those bakery-style domed tops.

My biggest mistake was opening the oven door too early. Wait at least 15 minutes or they’ll sink in the middle. I learned this after ruining a whole batch for my daughter’s bake sale.

Cool them completely before storing or they get soggy from their own steam. Patience sucks but soggy muffins suck more.

🎨 Flavor Variations & Suggestions

Here’s what I’ve tried that actually worked:

Threw in some chopped walnuts when my sister visited – she’s obsessed with nuts in everything. Kids picked them out but adults loved it.

White chocolate chips instead of regular ones made these taste more fancy. Added a tiny bit of nutmeg too.

When I was feeling ambitious, I added orange zest. Sounds weird but it was really good – made the whole kitchen smell like a spa.

My health-nut phase involved mini dark chocolate chips and less sugar. Still tasted great, made me feel less guilty about eating three.

⏲️ Make-Ahead Options

Sunday is my baking day. I prep everything the night before – mix dry ingredients in one bowl, mash bananas and store them covered (splash of lemon juice stops them from turning brown).

These keep on the counter for four days easy. I make double batches and freeze half. My freezer always has individually wrapped muffins for those crazy mornings when nobody has time for breakfast.

Frozen ones thaw overnight or 30 seconds in the microwave works too. Sometimes I eat them still slightly frozen – tastes like ice cream cake.

Recipe Notes & Baker’s Tips

Canned pumpkin puree is easier than making your own. Just check the label – you want pure pumpkin, not pie filling with all the spices already added.

Those bananas need to be really ripe. Like embarrassingly ripe. If they’re still yellow, wait a few more days. The brown spots are where the magic happens.

When my streusel gets too wet, I add more flour. Too dry, I add more melted butter. It’s not rocket science – just needs to clump together.

🍽️ Serving Suggestions

These are perfect with coffee in the morning or tea in the afternoon. My kids eat them cold, I prefer them slightly warmed up with butter.

For dessert, try warming one and putting vanilla ice cream on top. Sounds crazy but it works.

When we have company, I arrange them on a nice plate and dust with powdered sugar. Makes them look fancy even though they’re basically breakfast food.

I hope these become your new Tuesday morning salvation like they became mine! 🍂

🧊 How to Store Your Pumpkin Banana Muffins

Counter storage works fine for four days in any airtight container. I put a paper towel in the bottom to soak up moisture.

Fridge keeps them a week but they taste better at room temperature. Just let them sit out 20 minutes before eating.

Freezer storage is where these really shine. Wrap each one in plastic wrap, then throw in a freezer bag. They keep three months easy. I microwave frozen ones for 45 seconds or just let them thaw overnight.

⚠️ Allergy Information

These have wheat, eggs, and dairy.

For gluten-free, use cup-for-cup gluten-free flour. Texture changes slightly but still tastes good.

Dairy-free people can use coconut oil instead of butter. Just melt it first and let it cool down.

No eggs? I’ve used flax eggs before – 2 tablespoons ground flaxseed mixed with 6 tablespoons water. Let it sit 5 minutes until goopy.

Questions I Get Asked A Lot

Can I skip the chocolate chips?

Sure! They’re still good plain. I sometimes use chopped walnuts or dried cranberries instead.

Why did my muffins turn out dense?

Probably overmixed the batter or used too much flour. I used to pack flour into the measuring cup – big mistake. Spoon it in lightly instead.

Can I use frozen bananas?

Yes but thaw them completely first and drain the liquid. They get really mushy when frozen, which actually makes them easier to mash.

How ripe should bananas be?

Really ripe. Like your husband would throw them away ripe. Brown spots everywhere, soft to touch.

Can I double this recipe?

Absolutely. I do this all the time when I’m baking for school events. Just use two muffin pans.

Best way to mash bananas?

Fork works great. I like leaving small chunks – they add texture and little bursts of banana flavor.

💬 Tried this recipe? Leave a comment and rating below! I’d love to hear about your variations and how they turned out. Did you try the streusel topping? What’s your favorite mix-in? Share your baking adventures – your feedback helps other bakers too!

Don’t forget to snap a photo and tag me on social media – there’s nothing I love more than seeing your beautiful homemade muffins!

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